News Alert: Singapore debt levels 'among highest in Asia'

Master乌龟

真的吗？
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Published on Jul 03, 2013
7:28 AM

Singapore households are among the most indebted in Asia relative to what they earn, according to a Standard Chartered report this week.

Households had borrowings worth 151 per cent of their annual income last year, second in the region only to Malaysia, with debt at 182 per cent of income.

This is mainly because consumers here take on large dollops of property debt, amounting to 111 per cent of household income - the highest level in the region, Stanchart said.

On the bright side, households have a robust buffer of financial assets from high savings, so their debt levels are relatively low compared to these assets, the bank added.

http://www.straitstimes.com/brea ... ghest-asia-20130703

infante

正常吧，作为国家来看挺高，可是作为大城市来说就正常了，北京上海恐怕更高。

论坛12345

好像不会发生在大部分人身上。或许是有房屋，商业，汽车，等等的加起来吧？

96333

一个房贷 就能让这个比例翻番

aileen4160

论坛12345 发表于 3-7-2013 10:15
好像不会发生在大部分人身上。或许是有房屋，商业，汽车，等等的加起来吧？
...

说的主要就是房贷，总共151%，其中111%都是房贷。

论坛12345

aileen4160 发表于 3-7-2013 11:02
说的主要就是房贷，总共151%，其中111%都是房贷。

谢谢！这个数据是这样的吗？ （151 per cent of their annual income last year 就是说如果你的年收入是10万，您每一年还的是15万吗？）如果这是就不得了。是不是这个数据有偏差呀。银行可以借个这么多吗？

aileen4160

论坛12345 发表于 3-7-2013 11:12
谢谢！这个数据是这样的吗？ （151 per cent of their annual income last year 就是说如果你的年收入是1 ...

我的理解是这样的呀，比如全家一年收入10w，房贷就是11万1，车贷还有个4w，总共15w1。好处是本地人普遍积蓄很多，足以应付经济问题。