【房屋】政府将采取措施抑制房地产市场过热

haoreya

（新加坡讯）我国政府公布一系列措施，以抑制房地产市场过热和“泡沫”的形成。 　　国家发展部长马宝山周一在国会上说，从即日起，政府将不允许“利息承担计划”和“只付息贷款”（interest-only loans），以抑制房产市场过热。 　　这表示银行和发展商将不能提供那些只付利息，而延迟付本金的房屋贷款。 　　此外，政府也公布措施如恢复正选名单（confirmed list），增加土地供应，来抑制房地产市场过热。


短短一则不起眼的新闻。。。能对房地产市场降温吗？

看看新加坡政府的调控能力如何？

TV

今天房地产股大跌。

尤文图斯

S'pore govt acts to cool property market

Among other things, his Ministry will resume selling land under the confirmed list in the first half of next year. Such land sales were suspended in October last year in the aftermath of the global financial crash. The Government will also include sites for executive condos, a hybrid between public and private housing, in the confirmed list to offer more housing choices.

Secondly, the Government is banning interest absorption scheme (IAS) and interest-only housing loans (IOL) with immediate effect, i.e. Sept 14, 2009. This measure will apply to all private residential projects. The only exception will be uncompleted private residential projects where units had already been offered for sale under IAS before Sept 14.

Interest-only housing loans will be disallowed with immediate effect. 'These schemes could encourage property speculation in a buoyant market where prices are rising rapidly, as they are forms of housing loans that entirely eliminate or substantially lower regular instalment payments for property purchasers in the first few years before the properties are completed,' a statement by the government said.

As well, the Government said that measures announced in Budget 2009 in January this year to help stabilise the property market at the time will not be extended when they expire. Most of the measures expire in Jan 2010 while one expires in Jan 2011.

The measures are allowing a one-year extension of project completion period, allowing reassignment of Government Land Sales site and private land owned by foreign developers, giving developers upto four years to dispose of all private residential units in the development, allowing developers to rent out unsold private residential units for a maximum of four years, and allowing upto two years of property tax deferral for land under development.

'We are currently seeing signs of heightened speculative activity, although the level of speculation is not yet extreme,' Mr Mah told Parliament on Monday.

'The current low interest rate environment has also drawn more buyers into the market,' he added.

'It is in everyone's interest to have a steady property market where prices move stably in line with economic fundamentals. If excessive speculation develops and a property bubble forms, eventually a severe correction must take place,' Mr Mah said in his speech.

Property counters retreated after Mr Mah's announcement.

The Government will also increase supply on the reserve list for first half 2010 to meet possible increase in demand. 'With reinstatement of the confirmed list and more sites on the reserve list, the public can be assured that there will continue to be a steady supply of private housing,' Mr Mah said. -- BT NEWSROOM

  

  

  

SINGAPORE - Singapore's Minister for National Development Mah Bow Tan has just announced measures for a 'stable and sustainable property market'.

maurice

只能抑制一些小本钱炒楼花的投机者，对 HDB 的高 COV 貌似影响不大。

老鼠爱小米

难怪今天地产股跌了呢，还不知原因。

Harry9009

地产股的机会又来了，这些可是中长期投资的安全股。

云顶爱好者

并非如此

索拉

未发售的新私宅应该会降价了，但已经买了的新私宅（还未TOP）的会怎样？也会下跌吗？

索拉

　（新加坡讯）尽管我国政府认为房地产市场过热的现象还未达极限，但国家发展部长马宝山今天在国会上表示，将通过供应和贷款效应，来为火热的房地产市场降温。

　　联合早报报道，措施包括：即日起取消利息摊还计划(IAS)和只支付利息计划（Interest Only Loans，简称IOL）、在明年上半年恢复政府售地计划的正选名单（confirmed list），增加地皮的供应。同时，政府也将在正选名单中，推出执行共管公寓（Executive Condo，简称EC）地段。

　　此外，在2009年财政预算案中与房地产相关的措施将不会获得延长，包括允许项目竣工的日期延迟一年、允许发展商在四年内卖完一个项目内的所有单位，或将卖不出的单位出租。这些措施会在2010年1月21日到期。

haoreya

选择“利息承担计划”和“只付息贷款”的买家不知道多不多？

但现在买主们买是因为有涨价的预期，希望靠买卖价差赚钱。。。
实际上现在的公寓价格和房租比来说实在是太高了，投资回报率不高。
而如果涨价预期下降，加上可以预见的利率调高，应该会影响到公寓的价格。。。
HDB的上涨也是由公寓的上涨带动的；如果公寓价格松动，必然会影响到HDB的COV和估价。
另外一个因素是房租，如果经济没有明显好转，居民收入没有增加，房租短期也没有上涨的理由。
至于很多人期待的新移民，似乎也不是那么现实。靠一个赌场应该吸引不了很多有钱人。