再一次请教一下关于房屋贷款的问题 -急急急

jenny022788 · 发表于 8-1-2015 17:22:06|来自：广东广州

UOB现在有这种配套，请问有人知道这种配套吗？Banker 说MR RATE已经10年没变了，但是最近SIBOR一下子起这么多，这个MR RATE难道不会起吗？

3Y Fixed Discount, 3Y Lock In Package
Interest Rates Year 1 Year 2 Year 3 Year 4 Thereafter	LTV ≤ 80% 1.28% (MR-3.22%) 1.38% (MR-3.12%) 1.38% (MR-3.12%) 2.65% (MR-1.85%) 2.65% (MR-1.85%) Mortgage Rate (MR) = 4.5%
Partial Prepayment Penalty	Nil if loan does not falls below $80,000 after prepayment within lock in period from date of 1st disbursement. Penalty of 1.50% on prepaid amount to be impose
Redemption Penalty	1.50% on redeemed amount within lock in period from 1st loan disbursement date
Cancellation Fee	1.50% on the amount cancelled or undrawn
Interest Commencement Date	Floating Rates to commence from 1st loan disbursement date or 3 months from LO date, whichever is earlier
Minimum Loan Amount	S$80,000 (HDB)