请各位有经验的兄弟姐妹帮忙建议/讨论目前比较合适的银行房贷。谢谢啦。：）

xiaoo

<p>rt...</p><p>DBS是不是最合算呢?</p>

xiaoo

<p>谢谢无极。</p><p>DBS/POSB目前好像有多种配套，一种和公积金挂钩，另外还有固定/浮动利率的。</p><p>以目前走势，不知固定还是浮动的会好些？如果固定，几年合适呢？</p><p>不知有没有近期熟悉的朋友可以帮忙指教。。。</p><p>谢谢。。。：）</p>

无极老人

<font size="3">我用的DBS，房屋中介给介绍的。我觉得不应该只看表面上的便宜，还要看其他相关条款。<br/>DBS的优点就是简单直接，适合不喜欢花精力研究比较各类贷款的买家。</font><br/>

wogad

我打算refiance, 发现MAYBANK第一年才2。78%，还有2。8%CASH BACK，还没有跟他们联系过

wogad

<li><span class="passage"><span class="black">Attractive </span><span class="passage"><span class="passage"><span class="passage"><span class="passage"><span class="black">interest rates</span></span></span></span></span></span> from as low as 2.78% for the first year </li><li><b><a href="http://info.maybank2u.com.sg/personal/loans/hl_homeloan_cashback.htm">Cashback of 2.80%</a></b> is applicable for completed properties with a choice of Fixed Rate or Variable Rate Packages </li><li><a href="http://info.maybank2u.com.sg/personal/loans/choice_instalment_scheme.htm"><b>Choice Instalment Scheme</b></a> with option to fix your monthly repayment ranging between 0.1% to 1.0% of property purchase price or market valuation, whichever lower </li><li><b><a href="http://info.maybank2u.com.sg/personal/loans/hl_homeloan_fgn.htm"><strong>Premier Package for loan quantum of S$700,000 or more</strong></a>
                </b><br/></li><li>One-time one year interest free Renovation Loan for loan amount of up to S$10,000 </li><li>Special rates for <b>Renovation Loan</b>, <b>CreditAble</b> and <b>Credit Card </b></li><li><span class="passage"><span class="black">FREE fire insurance for 1 year</span></span>
        </li><li><span class="passage"><span class="black">FREE</span></span> home contents insurance up to S$30,000 </li><li><span class="passage"><span class="black">FREE</span></span>
                <span class="passage"><span class="black">property valuation</span></span>
        </li><li>Legal fee subsidy </li>

JJYY7374

<p>UOB最近是最好的一家,两个星期前与每家银行都谈过了,个人认为这家最好;</p><p>本人签的是3年锁定的,前两年固定利息3.5,最后一年是浮动;</p>