一个中介自己的炒房经历 (9月11日更新）

xmx0831 · 发表于 9-9-2013 16:02:18|来自：新加坡

sugerfighterG 发表于 9-9-2013 15:59
2010年四月买的公寓，不用交卖方税。

能具体点说吗？怎么都感觉没少多少，卖房子不要交税嘛？

sugerfighterG · 发表于 9-9-2013 16:08:40|来自：新加坡

本帖最后由 sugerfighterG 于 9-9-2013 16:36 编辑

BB125 发表于 9-9-2013 15:54
"新房的性价比高于现有的房子", 请详细说明一下。另外，亚龙的房子可以贷款吗？ ...

先说亚龙的房子的贷款，亚龙的房子的地址如果是在lorong 里面，比如 Lorong 22 xxxxx, 不能或者很难贷款。
如果地址是亚龙路XXXXXX，就没有问题。

期房比现房从投资来讲更有价值，是因为

1）期房TOP的时候都会有一轮不小的涨势，买现房的是在给买期房的人买单。所以我选择期房。
2）期房房价统一，户型朝向楼层都有选择。现房就不得不迁就这样那样的限制，要找到一个什么都满意的现房不容易。
3）同样的地点，未必有现房可以买，比如 eight riversuites.

sugerfighterG · 发表于 9-9-2013 16:11:31|来自：新加坡

xmx0831 发表于 9-9-2013 16:02
能具体点说吗？怎么都感觉没少多少，卖房子不要交税嘛？

seller stamp duty 是有时间性的，具体的见下：

In February 2010, the Government imposed a seller’s stamp duty (SSD) on sellers who buy (or acquire) residential properties on or after 20 February 2010 and sell (or disposed of) them within one year of acquisition.

The amount of SSD is computed based on the same rates as the buyer's stamp duty.

On 30 Aug 2010, the Government further announced that SSD will be payable on residential properties which are acquired (or purchased) on or after 30 Aug 2010 and disposed of (or sold) within 3 years of acquisition. The amount of SSD for the holding period of 1 year is computed based on the same rates as the buyer's stamp duty, but will be reduced to 2/3 and 1/3 of the amount of buyer's stamp duty for holding period of 2 years and 3 years respectively.

On 13 January 2011, the Government announced the extension of the holding period for imposition of SSD on residential properties from 3 years to 4 years based on new rates. The new SSD rates will be imposed on residential properties which are acquired (or purchased) on or after 14 January 2011 and disposed of (or sold) within 4 years of acquisition, as follows :

Holding period of 1 year : 16% of price or market value, whichever is higher
Holding period of 2 years : 12% of price or market value, whichever is higher
Holding period of 3 years : 8% of price or market value, whichever is higher
Holding period of 4 years : 4% of price or market value, whichever is higher

Properties acquired before 20 Feb 2010 will not be subject to SSD.

d0524ong · 发表于 9-9-2013 16:18:22|来自：新加坡

sugerfighterG 发表于 9-9-2013 16:11
seller stamp duty 是有时间性的，具体的见下：

In February 2010, the Government imposed a seller’s ...

请问楼主，是否有留意过Bukit Panjang一带？
Tree House （TOP:2015)
Foresque Residences (Completed）
Eco sanctuary (TOP:2016 )

这3个新建的楼盘可否分析一下走势。

BB125 · 发表于 9-9-2013 16:20:34|来自：新加坡

sugerfighterG 发表于 9-9-2013 16:08
先说亚龙的房子的贷款，亚龙的房子的地址如果是在lorong 里面，比如 Lorong 22 xxxxx, 不能或者很难贷款 ...

谢谢分享！那你亚龙那个是鞋盒还是别的？Eight Riversuites 有那么多户，又是99年的，你是买了未来自己居住吧？

sugerfighterG · 发表于 9-9-2013 16:35:21|来自：新加坡

d0524ong 发表于 9-9-2013 16:18
请问楼主，是否有留意过Bukit Panjang一带？
Tree House （TOP:2015)
Foresque Residences (Completed ...

还有一个 skywoods, 刚刚开盘的。

Eco/Tree House/Foresque 这3个地点非常接近，其中tree house 快要TOP了，一手房早就卖完。现在接手好处是可以马上入住。不好的地方就是别人还没有修好，所以入住后噪音比较大，要吵好几年。还有就是价钱直逼1200尺价。比Eco 要贵。这就是给一手房的人买单了。Eco 的房子做的不错，有green mark 的认证，建筑装修都比较到位。Foreseque 是 wintai 的房子，设计的也不错，就是价钱贵。三选一我会买ECO。

skywoods 的 showroom 修在那三个附近，实际的地点其实挺靠近hillview MRT的，地点比那三个好。能走到MRT和走不到MRT那完全是两码事。不过尺价1300+了。附近的学校 Bukit Panjang Primary school 倒是非常好的学校，新加坡前20名的。喜欢Bukit panjang 地区有小孩的家庭可以考虑。