新加坡金融管理局从即日起放宽房贷条例。。哈哈

eastman47

联合早报网讯）新加坡金融管理局从即日起放宽房贷条例，以协助购屋者进行房贷再融资。

在更改的总偿债率（TDSR）相关条例下，凡是在去年6月29日总偿债率推出前购买房子的购屋者，如果房子是自住的，购屋者在进行房贷再融资时，将不受到60％偿还比率顶限的限制。

在此之前，购屋者的每月总债务偿还比率，不得超过收入的60%。

金管局今天表示，它已收到许多借贷人的意见反馈，表示他们在为总偿债率推出前的自住型房子进行再融资时，面临诸多挑战。为此，金管局决定将此类房贷从现有60％总偿债率限制中豁免，以减轻这些借贷人的偿债负担。（本报记者：周文龙）

acer23

哈哈哈哈，要买房的人，不要再等了阿。

小五

宏基高兴啥? 新买家一样受限, 这给的是refinancing的那些人。

acer23

小五 发表于 10-2-2014 19:19
宏基高兴啥? 新买家一样受限, 这给的是refinancing的那些人。

红豆泥？？

我还以为新买家没有受限制了。如果是第一间呢？

童緯強

６０％的债务偿还比例其实高得离谱，个人是主张不超过３５％的。

yyu7943

是给已经买了屋子的那些人....有点新人新政策，老人老政策的意思啊。

sugerfighterG

市场refinance压力骤降

H2O_H2O

acer23 发表于 10-2-2014 19:15
哈哈哈哈，要买房的人，不要再等了阿。

同意！你们冲，我掩护。

优士安居

The Monetary Authority of Singapore (MAS) has relaxed a major curb on home loans to allow more home owners and investors to refinance their existing mortgages.

The revised rules will only apply to home owners who are refinancing loans for homes that were bought before the TDSR came into effect on June 29 last year.

The MAS will exempt home owners from the Total Debt Servicing Ratio (TDSR) if they are refinancing their loan for the property they live in, even if they own other properties and are servicing other home loans, it said on Monday.

The TDSR prohibits borrowers from taking or refinancing home loans that bring their total monthly debt repayments to over 60 per cent of their gross monthly incomes.

优士安居

The Monetary Authority of Singapore (MAS) has relaxed a major curb on home loans to allow more home owners and investors to refinance their existing mortgages.

The revised rules will only apply to home owners who are refinancing loans for homes that were bought before the TDSR came into effect on June 29 last year.

The MAS will exempt home owners from the Total Debt Servicing Ratio (TDSR) if they are refinancing their loan for the property they live in, even if they own other properties and are servicing other home loans, it said on Monday.

The TDSR prohibits borrowers from taking or refinancing home loans that bring their total monthly debt repayments to over 60 per cent of their gross monthly incomes.